Roberto R. Muñoz brings more than 40 years of financial experience to his leadership role as President of the Miami Market for Commercial Banking and Wealth Management at First Horizon Bank, a $42 billion bank with over 275 branches headquartered in Memphis, Tennessee. He was previously Commercial Banking and Wealth Team Leader for South Florida for Synovus Bank. In his banking career, Mr. Muñoz has facilitated more than $28 billion of economic activity in Florida, the Caribbean, Central and South America in the areas of project finance, M&A, direct and indirect foreign investment, commercial, public, institutional, and specialty lending areas, as well as, global wealth and treasury management services. Prior to joining First Horizon Bank and Synovus Bank, Mr. Muñoz held executive positions in Miami with BBVA Compass Bank (President, South Florida Market), Professional Bank (Chief Lending Officer and Senior EVP), Marquis Bank (CEO, President, CLO, and Voting Member of the Board of Directors), Regions Bank (Senior Managing Director), Israel Discount Bank (Chief Lending Officer for Florida), Mizuho Bank (Chief Representative), and Barclay’s Capital, PLC (VP). He began his career with Bank of America in 1980. Mr. Muñoz earned an associate degree at Miami-Dade College, and a bachelor degree in finance and international business from Florida International University and now holds numerous diplomas and certificates in the field of banking. He is a visiting professor at FIU, and speaks regularly to professional and civic organizations on banking, civic, and leadership topics. Mr. Muñoz is the 2020 and 2019 chairman of the World Trade Center Miami and serves in leadership roles in other South Florida civic organizations. He is the secretary of the executive board of the Miami-Dade Beacon Council and it’s Foundation, and chair of the Advantage Miami Development committee; treasurer and finance committee chair of the executive board of the Greater Miami Chamber of Commerce; former chairman and president of the Florida International Bankers Association. He serves on the executive and advisory board of The Center for Financial Training Southeastern Chapter; the advisory board of the Center for Leadership at Florida International University; advisory board member of the Tibor and Sheila Hollo School of Real Estate at Florida International University; board member of the Florida Alternative Investment Association; and is a member of the Hong Kong Business Association of Florida. Received the “Banker of the Year Award” from the South Florida Hispanic Chamber of Commerce in March 2020. Mr. Muñoz and his wife Tere have five children, and have been named “Parents of the Year” by the Miami-Dade Public Schools in 2019, 2018 and 2017.